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Napa Real Estate Report – Third Quarter 2010

Napa Real Estate Report – Third Quarter 2010

The 3rd quarter of 2010 will be remembered as a turning point in the most volatile real estate market in recent history.  Stabilizing prices and increased sales volume are signals that the recovery in the housing market has begun.  However,…

15 Reasons to Buy a Home in Napa

15 Reasons to Buy a Home in Napa

The Wall Street Journal recently published a fabulous article titled “10 Reasons To Buy A Home.”  You can read it here.  The 10 reasons in summary: 1.  You can get a good deal.  Prices have come down 30% (national average)…

FEMA Redraws Napa Flood Maps

FEMA Redraws Napa Flood Maps

In 2003,  Congress mandated that FEMA update outdated flood maps across the nation.  As a result, FEMA has made changes to Napa’s flood map.  These changes will take effect on September 29th, 2010; and many property owners will find that…

How to Apply for a Home Loan

How to Apply for a Home Loan

I recently wrote an article on the advantages of mortgage pre approval.  You can read that here.  But how do you get pre approved?  Where do you go?  What information do you need to provide?  And, how do lenders calculate…

Real Estate Glossary

Real Estate Glossary

Agency The relationship between a principal and the agent of the principal that arises out of a contract, whether express or implied, written or oral, by which the agent is employed by the principal to do certain acts dealing with…

The Advantages of a Mortgage Pre Approval Letter

The Advantages of a Mortgage Pre Approval Letter

Getting pre approved for a mortgage is an essential first step in the buying process.  A pre approval letter from a lender is advantageous for several reasons. 1.  Save Time by Looking at the Right Homes A pre approval letter…